|
|
|
Untitled Document
If you are a new immigrant to Canada, you would not be provided with your provincial and territorial coverage right away. It would take a minimum of three months before you get your health card. So you should be prudent enough to protect yourself with medical coverage during that period. You can apply for this coverage even before you could land here. Look for a coverage that meets your needs.
Benefits |
|
Eye Exam |
Out-of-Province Referral |
Eye Glasses, Contacts , laser Surgery |
Ground Ambulance |
Health Practitioners |
Air Ambulance |
Hearing Aids |
Casts & Crutches |
Health Supplies & Equipment |
Preferred Hospital Rooms |
Diabetic Supplies & Equipment |
Private Duty Nursing |
Oxygen Supplies & Equipment |
In-Hospital Prescription Drugs |
Blood Pressure Monitors |
Accidental injury to Natural teeth |
Custom Foot Orthotics |
Wheelchairs, Scooters & Adjustable Beds |
Therapeutic Shoes |
Artificial Limbs, Eyes & Larynx |
Mobility Aids |
Patient Walker |
Ostomy Supplies & Equipment |
Breast Prosthesis |
Accidental Death |
Policy Wording
|
Critical Illness
Statistics reveal that in every three Canadians one is prone to get cancer and in every four Canadians one is prone to get heart disease. Hence critical illness insurance is very important for everyone. Critical Illness Insurance provides cash benefit if you are diagnosed with one of critical illnesses as listed in the contract and survives the survival period. If you stay healthy and there is no claim until the policy expires, then you can get all your premiums back.
A Critical Illness Insurance policy can be issued for individuals of age 18-65 and provides coverage amounts ranging from a minimum of $5,000 to maximum of $2,000,000. Premiums depend on your age, smoker/non-smoker status, sex, insurance amount and plan. In various plans premiums may increase with your age. The advantage of this policy is that the cash benefit is tax-free and you can use the amount in the way you want; not necessarily for medical expenses. Even after recovering from illness you are eligible to avail the total policy amount.
Some shocking facts:
1. Every 1 in 3 Canadian is prone to get cancer
2. Every 1 in 4 Canadian is getting heart diseases
3. More than 300,00 stroke survivors in Canada
4. Every year people are diagnosed with kidney failure and their lives depend on dialysis. This percentage of individuals is increasing every day.
5. Heart diseases and strokes cases are increasing every year
Source : Statistics Canada, Cancer Society
*Note: The above facts are meant to draw your attention to a sensitive topic that may otherwise never be addressed*
When your health is at its worst you can count on your Critical Illness plan to help with the recovery process.
|
